Loss assessors in Dublin and every county in Ireland

Expert loss assessor support in Ireland, on your side to final settlement

When your property is damaged, an experienced loss assessor gives you someone firmly on your side. OMC Claims manages property insurance claims for homeowners and businesses across Ireland, dealing directly with insurers and their appointed loss adjusters to secure the full settlement you are entitled to.

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What our clients say

Trusted by homeowners and businesses across Ireland

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Dara Dunleavy
1 days ago
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Excellent service. Diarmuid was incredibly helpful and made the process seamless.
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Helen Mccarthy
6 days ago
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Provided excellent support and advice in relation to our claim, I'd highly recommend Brian and the team.
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Barry Buckley
7 days ago
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Eoin was very helpful in getting us through an issue. Without his knowledge we would have been lost.
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Graham Donovan
29 days ago
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We had an unexpected leak in a bathtub upstairs. Not knowing where to start a friend have me a number for Pat Cox. Patrick was excellent to deal with from day one. Took all the stress out of dealing with the insurance company, and most importantly, was successful in negotiating a fantastic settlement. Thanks to Patrick, Tendai and all at OMC for a fantastic service. Can't recommend them highly enough!
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fiona Galvin
41 days ago
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Felt very lost as to how to go about submitting my insurance claim, also if I was indeed entitled to. From the first email, OMC walked me through all the steps, guided me every way and went above and beyond with in person help/ phone and email. I highly recommend them to anyone who is in the distressing situation of having to claim for damage within their home. They took away all the stress that came with this incident. Their fee was extremely reasonable for the amount of work they completed on my behalf. If I could give 10 stars I would.
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Derek McGrath
41 days ago
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Martin was brilliant, don’t know what we would have done without him
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Linda O Sullivan
41 days ago
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Was delighted with the efficiency and professionalism of this company. My claim got sorted in a very timely manner. Highly recommend OMC.
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Michael Nolan
41 days ago
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Brian was very helpful, kind and courteous. We could not have had a more helpful person and I would have no hesitation recomending him to anybody.
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Denise Brosnan
42 days ago
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Mervyn was a pleasure to deal with, he made the claim process extremely straightforward I would highly recommend
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Fiona Kavanagh
61 days ago
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Excellent
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Insurance claim support explained

What is a loss assessor?

A loss assessor is an independent insurance claims professional appointed by you, the policyholder. Their role is to assess the damage, prepare and present your claim, interpret your policy, and negotiate directly with the insurer to help secure the full settlement you are entitled to.

This differs from a loss adjuster, who is appointed by the insurance company to assess the claim on its behalf. A loss assessor works for you, not the insurer.

You may also see this role referred to as an insurance assessor, insurance loss assessor, claims assessor or public loss assessor. While the terminology can vary, the role is the same: to represent your interests as the policyholder throughout the claims process.

OMC Claims supports homeowners, landlords and businesses across Ireland, from our loss assessors in Dublin to local teams in every county, helping them manage property insurance claims with confidence from the first inspection through to final settlement.

What is a loss assessor? Read our guide
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HOW WE HELP YOU

Why appoint OMC Claims as your loss assessor?

Maximum Settlement

We identify every element of your policy entitlement, challenge underpayments and negotiate until your settlement reflects the true cost of repair, reinstatement and recovery. Our role is to make sure nothing is missed, undervalued or unfairly excluded.

Full Claim Management

From policy review and damage assessment to claim preparation, loss adjuster liaison, builder coordination and settlement negotiation, we manage the full process on your behalf. You stay informed; we do the work.

We're Paid When You're Paid

Your first consultation is free and carries no obligation. If you appoint us, our fee is agreed in advance and is paid from the settlement proceeds when your claim is successfully resolved.

INSURANCE CLAIMS SUPPORT

Loss assessor support for every type of property insurance claim

Fire Damage Claim
Fire damage often extends beyond the visible burn area. We assess structural, contents and smoke-related damage, prepare your claim and negotiate with your insurer to help secure a full settlement.
Water Damage Claim
From burst pipes to escape of water, we identify the full extent of the damage, document the loss and manage your claim through to settlement.
Oil Leak Claim
Oil leaks can create complex contamination and remediation issues. We arrange the right evidence, manage the claim process and negotiate with your insurer on your behalf.
Flood Damage Claim
Flood claims often involve drying, strip-out, reinstatement and hidden damage. We assess the full impact and make sure your claim reflects the true cost of recovery.
Smoke Damage Claim
Smoke and soot can spread throughout a property. We assess affected rooms, contents and surfaces, then prepare and negotiate your smoke damage claim with your insurer.
Storm Damage Claim
Storm damage can affect roofs, windows, drainage and external structures. We inspect the damage, gather the evidence and present your claim clearly to your insurer.
Subsidence Claim
Subsidence claims need careful investigation and technical evidence. We manage the process from inspection and reporting through to insurer negotiation and settlement.
Business Interruption Claim
When property damage disrupts trading, we help quantify lost income, fixed costs and additional expenses so your business interruption claim reflects the true financial impact.
Major and Complex Loss Claims
For high-value or disputed property claims, we provide senior loss assessor support, technical evidence and detailed negotiation from first instruction through to final settlement.
OUR CLAIMS PROCESS

How our loss assessors manage your claim from start to settlement

1

Free consultation

Contact us as soon as damage occurs, or as soon as you receive information from your insurer. We review your situation and advise you clearly on what your policy may cover, what evidence is likely to be required and whether appointing a loss assessor is the right next step.

2

Damage assessment

A qualified loss assessor attends your property and carries out a detailed inspection. We identify visible and hidden damage, record the evidence and assess the likely repair, reinstatement and recovery costs.

3

Claim preparation and submission

We prepare your claim documentation, including the schedule of damage, supporting evidence, photographs and any specialist reports required. Your claim is professionally presented to your insurer, with the aim of reducing delays and avoiding missed costs.

4

Negotiation and settlement

We manage communications with the insurer and their appointed loss adjuster. We challenge underpayment, address disputes and negotiate until the settlement reflects your full policy entitlement. You remain informed throughout the process.

COVERING EVERY PROVINCE IN IRELAND

Loss assessor support across Ireland

Leinster Based Claim?
We provide loss assessor support across Dublin, Kildare, Wicklow, Wexford, Meath, Louth, Carlow, Kilkenny, Laois, Longford, Offaly and Westmeath.
Munster Based Claim?
We provide loss assessor support across Cork, Kerry, Limerick, Clare, Tipperary and Waterford.
Connacht Based Claim?
We provide loss assessor support across Galway, Mayo, Sligo, Leitrim and Roscommon.
Ulster Based Claim?
We provide loss assessor support across Cavan, Donegal and Monaghan.

WORKING WITH INSURANCE BROKERS

A trusted claims partner for Ireland’s insurance brokers

OMC Claims works with insurance brokers across Ireland to provide their clients with expert, independent loss assessment when they need it most. When a policyholder suffers a loss, having an experienced assessor in their corner helps protect their interests and supports a smoother claims experience.

We understand the importance of the broker-client relationship. Our role is to support that relationship, not disrupt it. We work professionally and transparently, keeping clients informed, managing the claim and helping secure the best possible outcome.

Broker Partnerships
Trusted insurance claims partner

Preferred partner for Ireland’s top Insurance Brokers

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YOUR QUESTIONS ANSWERED

Common questions about loss assessors in Ireland

What does a loss assessor do?

A loss assessor works for the policyholder. They assess the damage to your property, prepare the claim documentation, interpret your policy and negotiate directly with the insurer and their appointed loss adjuster. Their role is to make sure your claim is properly presented and that you receive the full settlement your policy entitles you to.

What is the difference between a loss assessor and a loss adjuster?

A loss assessor is appointed by you and works in your interest. A loss adjuster is appointed by the insurance company to assess the claim from the insurer’s perspective. Appointing a loss assessor means you have an experienced claims professional representing your side of the claim.

How much does a loss assessor cost in Ireland?

We offer a free initial consultation with no obligation. If you appoint us, our fee is typically 10% + VAT of the final settlement, agreed in advance. The exact fee can vary depending on the size and complexity of the claim.

Is a loss assessor the same as an insurance assessor?

Yes, in practice. In Ireland, people use several terms for the same role: insurance assessor, claims assessor, public loss assessor and independent loss assessor all describe a professional appointed by you, the policyholder, to manage your claim. Whatever the term, OMC Claims acts for you, not the insurance company.

Who pays for a loss assessor?

The loss assessor’s fee is usually paid from the settlement proceeds and agreed before work begins. Some insurance policies may include cover for professional claim preparation costs, which we can review with you during the initial consultation.

Do I need a loss assessor for my insurance claim?

You are not legally required to appoint a loss assessor. However, your insurer may appoint a loss adjuster to assess the claim from their perspective. If the damage is significant, complex or disputed, appointing a loss assessor can help ensure your claim is complete, accurate and professionally negotiated.

Does OMC Claims cover all of Ireland?

Yes. OMC Claims provides loss assessor services across all 26 counties in the Republic of Ireland. Our team supports home insurance claims, business insurance claims and complex property losses nationwide.

When should I contact a loss assessor?

You should contact a loss assessor as early as possible, ideally before submitting detailed information to your insurer or agreeing a settlement. Early advice helps protect your position, preserve evidence and avoid mistakes that could affect the value of your claim.

If your question is not covered in the FAQs above, please do not hesitate to contact us.